GENERAL TERMS & CONDITIONS

To participate in any Circular Futures training program, you must first read and agree to the stated terms and conditions. Please review our terms of services before progressing with payment and access to our platform.

OPEN ACCESS COMMITMENT

We are committed to making knowledge accessible. Payments for our programs help us make more content and enable us to deliver more free resources and tools to a broader community. 

Circular Futures is a paid service, however we offer free and subsidized places to associated learning content though our sister initiative UnSchool. If you can’t afford to access our training programs through Circular Futures, please check out our equity access programs at the UnSchool. 

We are committed to deliver a higher quality learning experience in the most accessible way possible. All our courses have closed caption text, and we are developing multiple language options on our roadmap to ensure that the global community can access our content. 

PAYMENT TERMS & CONDITIONS


Payments are due in full upfront before access is granted to any Circular Futures program or the platform. You can sign up as an individual, or you can be added as a member through your company. Either way, all access requires pre-payment and refunds will only be issued in accordance with our Terms and Conditions outlined below. 

REFUNDS & SWAPS

INDIVIDUAL & SMALL TEAM SIGN UP

Within 48 hours of signup we offer partial refunds: Refund requests must be received no more than 48 hours from enrollment in the paid program. All refunds carry a cancellation and administration fee of $50 USD. To qualify for a refund, you must provide proof of why this curriculum does not work for you. 

All refund requests are considered on a case by case basis, issued at our discretion, and we reserve the right to deny any refund. 

We do not refund for buyer’s remorse or budgetary reasons, so please be thoughtful about your purchases and review the detailed communications about the material provided on our website before purchase. 

All approved refunds will be processed within 14 days of approval for a refund, cancellation of service will happen immediately. Refunds will only be returned to the credit card used for processing the original payment. Any processing fees from credit cards, banks, payment gateways, and any other transaction fees will not be refunded. 

Within 7 days of enrollment program swaps are offered: If the program you selected was not the right fit, we are happy to discuss and offer opportunities for a course swap of equal or lesser value. We must be notified by email with your justification for the swap within 7 days from sign up. After 7 days, we do not offer swaps. 

After 14 days, we do not offer any refunds or swaps.

RESIDENTS OF THE EU AND UK

If you are a non-corporate individual customer and resident of the EU or UK, after placing an order for digital content, you will have a period of fourteen (14) days from the date on which your order was placed to cancel your order without giving any reason. This right shall be lost if you have begun accessing the digital content. If we delivered the digital content to you immediately, and you agreed to this when placing your order, you will not be able to cancel.

If you wish to exercise your cancellation right, you can contact Disrupt Design at [email protected] to send us a cancellation notice as per below:

To Disrupt Design LLC, 244 Fifth Avenue Suite L268, New York, New York  10001:

I hereby give notice that I withdraw from my contract for the following:

[INSERT ORDER ID AND NAME OF PRODUCT]

You must send your communication within the applicable fourteen (14) day period for your cancellation to be effective. We will refund the applicable method you used for payment within fourteen (14) days of being notified of your wish to cancel in respect of digital content.

Nothing in these terms of service affects your rights as a consumer under local law, including your right in certain jurisdictions to cancel an order or receive a refund for a product that is defective or not as described to you.

ORGANIZATIONAL SIGN UP

For Terms and Conditions for industry memberships, associations and large corporate teams, please get in touch with our enterprise solutions at [email protected]. Large group organizational training comes with a separate contract and payment terms.

ACCESS TERMS & CONDITIONS

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright law. Circular Futures (referred to as “Circular Futures”) is owned and managed by Disrupt Design LLC (referred to as “Disrupt Design”). 

2. Use License

3. Disclaimer

The materials on Circular Futures’ website are provided 'as is'. We make no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Disrupt Design does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Disrupt Design or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Circular Futures website, even if Disrupt Design or a Disrupt Design authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on the Circular Futures website could include technical, typographical, or photographic errors. Disrupt Design does not warrant that any of the materials on its website are accurate, complete, or current. Disrupt Design may make changes to the materials contained on its website at any time without notice. Disrupt Design does not, however, make any commitment to update the materials.

6. Links

Disrupt Design has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Disrupt Design of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

Disrupt Design may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to the Swivel Skills website shall be governed by the laws of the State of New York without regard to its conflict of law provisions if the User is domiciled in the United States, or Central or South America. Please see below  for other jurisdictions.

If you are domiciled in: